Mobilising Resources for Women Entrepreneurs: The Women Entrepreneurship Development Program

Mobilising Resources for Women Entrepreneurs:
The Women Entrepreneurship Development Program

In today’s rapidly evolving world, empowering women to embark on entrepreneurial journeys is crucial for driving inclusive economic growth and societal progress. This blog explores the pivotal role of skill enhancement in enabling women to succeed as entrepreneurs, and various aspects such as financial and digital barriers for women entrepreneurs in India. Central to this narrative is the Women Entrepreneurship Development Program, a collaborative initiative with DXC Technology, which equips women with the knowledge and resources needed to navigate the entrepreneurial landscape.


In communities worldwide, women often face limited access to formal employment opportunities due to various socio-economic factors such as lack of education, mobility constraints, and gender norms. Micro-entrepreneurship offers a pathway for women to generate income and contribute to the economic development of their communities.

The ‘Women Entrepreneurship Development Program: Promoting Inclusion and Financial Empowerment,’ a collaborative effort by Samhita-CGF and  DXC Technology,  stands out in this regard. This program is not just about skill development ; it aims to transform  the entrepreneurial landscape, enabling women to flourish in the business world.

Addressing the Financial Challenges of Women Entrepreneurs in India

Micro, Small, and Medium Enterprises (MSMEs) are pivotal to India’s economy, significantly contributing to both employment and GDP. Despite their vital role,  women entrepreneurs within the MSME sector face numerous obstacles that hinder their growth and sustainability. 

In India, there are approximately 15 million women-owned MSMEs, however, about 90%  of these women entrepreneurs haven’t accessed formal financial institutions for funding. This challenge has been intensified by the COVID-19 pandemic, which disproportionately affected women entrepreneurs, particularly those who lacked access to formal financial support networks.

In rural spaces, the dynamics differ significantly. Here, women entrepreneurs face unique challenges stemming from limited access to resources, infrastructure, and markets. Unlike urban environments, rural and semi-urban areas may lack established business networks and support systems, making it difficult for women to start and grow their ventures. The need for tailored financial literacy programs becomes important to not just foster inclusivity but also for driving economic development at the grassroots level, ensuring women entrepreneurs can thrive and contribute significantly to India’s economic landscape.

Leveraging Digital Technology for Empowering Women Entrepreneurs

Skill enhancement efforts delve into the realm of digital literacy to equip women with the tools they need to thrive in modern business environments. Recognizing the disparities highlighted by the program, where only 29% of women in India are digitally literate compared to 59% of men, it’s evident that bridging this gap is essential for inclusive economic growth.

Moreover, in addressing the financial hurdles encountered by women entrepreneurs in India, digital technology plays a pivotal role. Educating women on digital payment systems facilitates secure transactions, while insights into data analytics empower them to make informed decisions about their businesses’ financial health. By integrating digital literacy components into skill enhancement programs, women entrepreneurs are equipped not only to navigate the complexities of the digital realm but also to overcome financial barriers and thrive in dynamic business landscapes.

Women Entrepreneurship Development Program: A Case Study for Transforming Communities 

The program stands as a comprehensive blended learning initiative aimed at empowering women to embark on successful entrepreneurial journeys. Spanning 100 hours across three phases, this initiative is meticulously designed to equip women with the knowledge, skills, and resources necessary for entrepreneurial success.

  • The first phase is characterised by nearly 500 women also known as Village Level Entrepreneurs (VLEs), who are given training in Financial Literacy, Digital Literacy, and Menstrual Health Education.
  • From the initial group, champions are identified from the trained VLEs for the second phase. These champions will serve as leaders responsible for building the capacity of future entrepreneurs by facilitating and mentoring future participants.
  • The trained women from the second phase will further identify, enrol, and train 300+  future women entrepreneurs in the third phase. These women will acquire skills and accelerate livelihoods through four distinct skill sets: Fashionpreneur, Edupreneur, Spoken Tutorial and Swasthya Sakhi.

The program’s innovative approach not only focuses on individual skill development but also emphasises community transformation and leadership development. By empowering women to become entrepreneurs and mentors in their communities, the program aims to create a ripple effect of empowerment, driving societal change and economic growth. 

It’s time we realise that when women succeed, communities flourish, underscoring the transformative impact of women’s entrepreneurship on society at large. Only through comprehensive and targeted efforts can we truly unlock the full potential of women entrepreneurs across the spectrum of our society.

This article was authored by Aakriti Singh and Ayushi Bhatnagar